Draw Inspections Made Simple

I provide independent draw inspections to help keep your construction or renovation project on track and properly funded. At each stage of construction, I verify that the completed work matches the approved plans before funds are released—giving lenders, builders, and property owners confidence that progress is being made correctly, safely, and on schedule.

Schedule Appointment

What to Expect From My Draw Inspections

Site & Pre-Construction Review
Before work begins, I verify site readiness and confirm that the project is prepared to move forward.
Milestone Inspections
I inspect the project at key phases—such as foundation, framing, roofing, plumbing, and electrical rough-ins—to confirm that work is complete and meets applicable standards before the next draw is approved.
Detailed Documentation
Each inspection includes clear documentation and photos showing completed work and overall progress, helping ensure funds are released appropriately and without delays.
Code & Quality Verification
I confirm that work observed aligns with approved plans and generally accepted building practices, helping reduce risk and costly corrections.
Final Inspection
At project completion, I perform a final inspection to confirm the work is complete and ready for final funding approval.

Why Choose Wittner Inspection Services for Draw Inspections

Independent & Unbiased

I provide objective evaluations with no conflicts of interest.

Experienced & Detail-Focused

I understand construction sequencing and what lenders expect at each phase.

Timely & Reliable

I complete inspections promptly to keep funding schedules moving without unnecessary delays.

FAQs

1. What exactly is a "Draw Inspection"?

When a home is being built or renovated, the bank doesn't hand over the entire loan at once. Instead, they release funds in "draws" based on project milestones. A draw inspection is a site visit where we verify that specific tasks—like pouring the foundation, framing, or installing HVAC—have been completed according to the builder's schedule before the bank releases the next check.

2. What are you looking for during the visit?

We aren't just looking for "quality"; we are measuring quantity and progress. Our inspectors use a "Schedule of Values" (a checklist of project components) to confirm:

-The percentage of completion for each trade (e.g., "Plumbing is 50% rough-in complete").

-That materials paid for are actually on-site and secured.

-That the project is moving according to the timeline provided to the lender.

3. How long does it take to get the funds released?

While we don't control the bank's wire transfers, we know that speed is everything for a builder’s cash flow.

-The Inspection: Usually completed within 24–48 hours of the request.

-The Report: Delivered to the lender the same day or the following morning. Once the lender receives our verified report, they typically release the funds within 1 to 3 business days.

4. Does a draw inspection replace a "Code" or "Phase" inspection?

No. This is a common misconception.

-A Draw Inspection is for financial verification (Is the work done?).

-A Phase Inspection is for structural/safety verification (Is the work done correctly to code?). While we keep an eye out for obvious issues, the draw inspection's primary purpose is to protect the lender's investment and ensure the loan stays "in balance."

5. Who pays for the draw inspection?

Typically, the borrower (homeowner or investor) pays the inspection fees, which are often bundled into the closing costs or the construction loan agreement. However, the request for the inspection usually comes directly from the lender or the builder.

6. Do I (the homeowner) need to be there?

No. In fact, most draw inspections are performed without the homeowner or builder present to ensure an unbiased assessment. We just need access to the site (or a lockbox code) to walk through the interior and exterior.

7. Why is this beneficial for the homeowner?

Even though the bank requires it, it’s a massive win for you. It prevents "over-billing," where a builder might ask for 50% of the kitchen budget when they've only installed 10% of the cabinets. It ensures that your loan stays synchronized with the actual physical value of your home as it’s being built.